Calculated Industries 3430 Qualifier Plus IIIfx Advanced Real Estate Mortgage Finance Calculator | Clearly-Labeled Keys | Buyer Pre-Qualifying | Payments, Amortizations, ARMs, Combos, FHA/VA, More

Product Description The Qualifier Plus IIIfx is the ideal real estate calculator for agents, brokers, loan officers and originators. It helps you determine real estate financial answers that you can share with your client at the open house, in your car or at the office. You can perform mortgage loan and financing problems with ease. Use the calculator to determine time-value-of-money problems as well as find loan amount, term, interest, payment and future value. It lets you include property tax, homeowner’s insurance, and mortgage insurance so you can calculate accurate loan requirements. You can use the calculator for your owner/buyer clients in addition to your clients who are looking to rent with rent vs buy and tax-savings calculations. The calculator helps you determine your commission, figure out reduction of listing price and date of escrow closing. It’s like having a financial professional in your hand. Button-Cell Battery Safety Compliant Design -- This product uses a button-cell battery housed in a compartment secured with a tool-required fastener. The battery is not accessible during normal use without a tool, supporting alignment with applicable U.S. consumer product safety requirements for button-cell batteries. From the Manufacturer Advanced residential real estate finance calculator with cash flow and complete buyer qualifying. The Qualifier Plus IIIFX is the ideal tool for real estate investors, agents and mortgage lenders. In addition to both common and advanced real estate finance problems, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV). Provide fast and accurate investment solutions, without complicated formulas.

• SPEAKS YOUR LANGUAGE with keys clearly labeled in residential mortgage finance terms like Loan Amt, Int, Term, Pmt; this industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and more
• CONFIDENTLY AND EASILY SOLVE clients’ financial questions whether they’re buyers, sellers, investors or renters. Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer. Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions from PITI Payments to IRR, NPV and Cashflows.
• DEDICATED BUYER QUALIFYING KEYS let you enter client’s income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
• FIGURE OUT THE RIGHT LOAN for your client at the press of a button for jumbo, conventional, FHA/VA, or even 80: 10: 10 or 80: 15: 5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform “what if” loan or TVM calculations – find loan amount, term, interest or PITI or PI payments
• BECOME AN 'INVALUABLE' RESOURCE to your clients by reducing their confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket user's guide, long-life battery, 1-year
• REESE’S LAW COMPLIANT BATTERY DESIGN – Button-cell battery compartment is secured with a tool-required fastener to help prevent unintended access and align with current U.S. federal safety requirements (16 CFR Part 1263). Battery compartment remains secured during normal use, transport, and handling.